Risk abounds in our everyday life. We make decisions on how we travel, work, socialize, and even eat and sleep based on the perception of risk. Dozens, if not hundreds, of tiny decisions are made when making seemingly mundane decisions, like when to change lanes while driving to what to order at a restaurant. However, when determining whether and how to build a new asset, risk takes on an entire new scale, and risk models range from the macro to the micro.